The Money Saving Fifty (50)

If you fail to repay a debt in full, it doesn’t just disappear. It’s usually sold to a collection agency, who may hound you about it for years. If that agency doesn’t collect payment, they may pass it on to another, and that agency may pass it on to another. And you may still get [...]

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No matter who you are, an emergency of some kind will affect you at some point in your life. Unfortunately, few people are prepared when disaster strikes. And that’s especially true when it comes to financial emergencies.
Financial emergencies come in all shapes and sizes. Job loss is a big (and increasingly common) one, as is [...]

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Credit can be a wonderful thing. But when it gets out of hand, it can wreak havoc on our finances. This is especially true when it comes to credit cards. Charging up a large balance is bad enough, and by the time you add in fees and high interest rates, the debt can be overwhelming.
In [...]

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If you’ve ever been hit with an unexpected expense, you know that you need some source of funding to fall back on at all times. A savings account makes the most sense, because it gains interest. But many consumers use their credit cards as a safety net, even though they know it will cost them [...]

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Credit cards have gotten a bit of a bad rap. With so many people drowning in credit card debt, and with penalties and fees piling up to keep them there, it’s not too hard to understand. But that doesn’t stop us from applying for cards and using them.
Credit cards themselves are not so bad. In [...]

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There are several factors that will determine whether or not you need life insurance. Here are some tips on how to choose a policy that is right for you.
* Who should buy life insurance? Life insurance is recommended to those who have dependents, those who are self-employed or own a business, and those [...]

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The current economic crisis has proved conclusively that we are a nation in debt, that the banks are not engaged in lending, and that as individuals we owe more than ever before – due to credit card debt.
Why say no to credit cards? Consider the consequences of credit card debt on banks, corporations, and [...]

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No matter who you are, an emergency of some kind will affect you at some point in your life. Unfortunately, few people are prepared when disaster strikes. And that’s especially true when it comes to financial emergencies.
Financial emergencies come in all shapes and sizes. Job loss is a big (and increasingly common) one, as is [...]

[Read more →]

Credit can be a wonderful thing. But when it gets out of hand, it can wreak havoc on our finances. This is especially true when it comes to credit cards. Charging up a large balance is bad enough, and by the time you add in fees and high interest rates, the debt can be overwhelming.
In [...]

[Read more →]

If you’ve ever been hit with an unexpected expense, you know that you need some source of funding to fall back on at all times. A savings account makes the most sense, because it gains interest. But many consumers use their credit cards as a safety net, even though they know it will cost them [...]

[Read more →]