The Money Saving Fifty (50)

Financial experts recommend saving up to six months’ worth of expenses so you’re prepared for emergencies. An emergency fund might cover expenses when you’ve lost a job, had unexpected medical bills, or you have to take a leave of absence from work to care for a loved one. If you don’t have money coming in, [...]

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If you are in your thirties, you’ll most likely retire when you’re quite a few years older and you may not really be thinking about retirement at all. But even at this age it’s important to think about your financial future.
Many people in their thirties are beginning to realize how reckless they may have been [...]

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Beginning to save for the winter holidays early is realistic and sensible. Maybe you don’t want to think about all the holiday hassle too far ahead, but the holidays will be a lot less of a hassle if you start saving for them now.
Expenses abound from Thanksgiving to New Year’s, and being prepared will help [...]

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People considering a large purchase may be concerned about their credit score and how it might affect their eligibility for a loan. Don’t despair; there are ways to raise your credit score. Try following some of these ideas to bring your credit score up.
Many people don’t realize how important their credit score is, especially if [...]

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Many people envision a Power of Attorney (POA) as a sort of death-bed request, or a document which appoints an intercessor so that you can avoid unnecessary or unwanted medical interventions. A POA is, basically, an official appointment by you of an individual (called an “agent” or “attorney-in-fact”) to manage your affairs should you be [...]

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You may have seen the commercials on television with a famous actor suggesting senior citizens get a reverse mortgage to help with unexpected bills. While a reverse mortgage may be a good option for some people, it’s not for everyone. What are the pros and cons of reverse mortgages?
Cons
Many people like the idea [...]

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Generally speaking, a living will outlines your personal directions regarding life-prolonging medical interventions you wish to receive (or not receive) in the event that you are near death or in a persistent vegetative state. On the other hand, a health-care proxy appoints an individual who will make such decisions as well as give directions for [...]

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Parents want their children to learn about money without having to make the same mistakes they made when they had less financial experience. When deciding how best to teach them, many consider getting their teens a credit card. Prepaid credit cards are a great way to teach your teenager about money.
Considering the trouble a teenager [...]

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As a parent, you know your children are not shy about asking for money. Some families give their children money when they ask, others give their children allowances. If you don’t currently give your children one, here are ten things to know about allowances.

Pros for giving your child an allowance:
* You may want to teach [...]

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Hosting Thanksgiving dinner each year can be physically and financially draining. To give everyone a chance to enjoy the get together, why not break from tradition. Having a pot-luck thanksgiving dinner can save you money if you’ve been the one doing the lion’s share of the work each year.
Rather than having one family being totally [...]

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