Although money may not always be in abundance for activities for the entire family, this doesn’t mean your family needs to miss out on some well-needed time together. Enjoying each other’s company is an important aspect of everyone’s life. There are many different educational, economical and fun ways your family can have fun together.
We’ve come [...]
Entries from August 2009
Money Saving Ideas on the Weekend
August 31st, 2009 · No Comments
Tags: Personal Finance
How to Live on a Lower Income
August 30th, 2009 · No Comments
Experiencing a drop in income can send us into a panic and our budgets into a tailspin. Unfortunately, it can happen to just about anyone. You or your spouse could be laid off, work could dry up if you’re self-employed, or you or someone in your household could fall ill. Times like these call for [...]
Tags: Personal Finance
Retirement: Don’t Let Your Money Retire
August 29th, 2009 · No Comments
Retirement can be a joyful time of life. You get to leave the daily grind and spend more time doing the things you love with the people you care about. If you’ve saved up enough money to live comfortably, you can live a fulfilling, carefree life.
If you did a particularly good job of retirement planning, [...]
Tags: Personal Finance
Kids’ Clothes on a Budget
August 28th, 2009 · No Comments
Kids grow up entirely too fast. It seems like one minute they’re taking their first step, and the next they’re off to their first day of high school. All of the milestones along the way are cause for celebration, but they also remind us that our “babies” won’t be babies forever.
Kids grow quickly in the [...]
Tags: Personal Finance
The Importance of Keeping Records of Your Money
August 27th, 2009 · No Comments
When it comes to keeping family finances in order, one of the most common hurdles that we face is overspending. Sometimes someone is obviously blowing money on unnecessary things, but often it’s much more subtle. Everyone spends a few dollars here and a few dollars there, and when the month is over, a lot of [...]
Tags: Personal Finance
IRAs Explained
August 26th, 2009 · No Comments
With pensions becoming less and less common, and Social Security’s future in question, it’s never been more important to think about retirement well in advance. For those whose employers offer 401K plans, they are usually the easiest and most convenient way to save for retirement. But will your 401K yield enough money to see you [...]
Tags: Personal Finance
Twenty Ways to Increase the Value of Your Home before Selling
August 25th, 2009 · No Comments
When you’re selling a home that you’ve lived in for years, it can be difficult to look at it through the eyes of a potential buyer. But if you want the best possible selling price, you’ll have to do just that. No matter how great your home is, if it’s not visually appealing, it won’t [...]
Tags: Personal Finance
How Much Home Can I Afford?
August 24th, 2009 · No Comments
Owning a home has long been a major component of the so-called “American Dream.” It’s true that home ownership is fulfilling and liberating. But as anyone who is making mortgage payments can tell you, it doesn’t come cheap.
During the good economic times, banks practically handed mortgages out like candy. This made owning a home accessible [...]
Tags: Personal Finance
Health Care and Early Retirement
August 23rd, 2009 · No Comments
Early retirement was once a popular option for older workers. Some chose to leave the workforce early due to declining health, while others felt financially secure and were ready to experience the freedom of retirement. But today, early retirement has become a less viable option for many.
One of the most prevalent concerns of those who [...]
Tags: Personal Finance
Have a Saving Goal and Stay Focused
August 22nd, 2009 · No Comments
Like the majority of people, you have probably often thought about how important it is to save some money. You have likely figured out by now how setting aside money (such as for children’s education, down payment on a home, or even for retirement) is a good idea. However, what you might not be aware [...]
Tags: Personal Finance