The Money Saving Fifty (50)

Being frugal has lots of benefits. It can help us save up money for emergencies and retirement. When we lose a source of income, it can help us survive until it is replaced. And it allows us to get more for our money. The biggest drawback is that sometimes it’s not very much fun.
Even though [...]

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We’ve all heard the expression “pinching pennies.” Perhaps we’ve even laughed at it. But as insignificant as pennies may seem, a penny here and a penny there adds up. If you save up enough pennies, before long you’ll be counting your money in dollars.
Whether you’re facing a drop in income or trying to save up [...]

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No matter who you are, an emergency of some kind will affect you at some point in your life. Unfortunately, few people are prepared when disaster strikes. And that’s especially true when it comes to financial emergencies.
Financial emergencies come in all shapes and sizes. Job loss is a big (and increasingly common) one, as is [...]

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Credit card companies are eager to hand out their cards. But they won’t give them to just anyone. If you have a poor credit history, or if you have never had any credit in your name, chances are you’ll be left out in the cold when it comes to regular credit cards.
But those with credit [...]

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When our financial picture is good, we often do not worry about saving money. But when things take a turn for the worse, we realize the error of our ways. Had we found ways to spend less and save more, we might not have to worry so much.
When faced with reduced income and/or rising prices, [...]

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Almost all pet owners will admit the health of their furry family members is just as important as that of the human members of their family. However, these tough economic times have pretty much everyone looking for less expensive alternatives for almost everything they purchase. Pet medication is no different.
Depending on your veterinarian, certain medications [...]

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Cable television originated in the late 1940s as a method of providing programming to households that could not receive broadcast signals. But due to protests from local television stations, it didn’t become widely available until the early 1980s. Today, almost every household has it.
Cable TV allows us to stay informed, and it provides entertainment. It [...]

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Most of us look forward to summer. The warm, sunny weather has a way of putting a smile on one’s face. Sure, it gets hot outdoors, but we can always go inside and cool off courtesy of air conditioning.
Air conditioning is nice, but it can cause your electric bill to skyrocket. In warm climates, as [...]

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There’s much more to life than money. But a lack of money can really put a damper on everything else. Financial stress has a way of darkening one’s entire outlook. And the fact that it tends to be self-perpetuating makes it even worse.
When you’re facing financial stress, you may feel that the only cure is [...]

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Credit cards offer many benefits. One of the most obvious is that they allow us to enjoy a purchase now and pay for it later, either in full or in payments. In exchange for that, we pay interest on the outstanding balance. But what if we are interested in the other benefits of plastic and [...]

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