The Money Saving Fifty (50)

Paying bills is something that no one looks forward to doing. It’s one of those things we just want to get out of the way. So we often look at how much is owed, write a check or pay online, and forget about it. But when it comes to credit card bills, that’s not such [...]

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When you hear about someone investing in CDs, do you imagine them going to the music store and stocking up? That’s probably not the case. In financial terms, “CD” stands for certificate of deposit, a popular instrument for earning interest on one’s money in the short term.
Certificates of deposit are issued by banks, credit unions [...]

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Not too long ago, cell phones were a luxury reserved for the rich and famous. Today, they’re everywhere. Many users consider them necessities, and they seem to go through withdrawal if they forget them at home or lose their signal.
Anyone can survive without a cell phone. But they are very handy to have. They give [...]

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When the economy or our personal finances take a turn for the worse, we may have no choice but to cut back on spending. In most budgets, there are many items that can be eliminated completely. But there are some things we need to buy no matter how hard times get.
And even when we’re pinching [...]

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Do you ever feel like there’s some sort of conspiracy among corporations to deprive you of as much of your hard-earned money as possible? That’s not too far from the truth. Banks, stores, service providers and utility companies are all in it to make money. Some are more aggressive than others in the pursuit of [...]

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Many of us are told from a relatively early age to read everything, including the fine print, before we sign it. Then we go out on our own into the world to the wonderful experience of having to get our own insurance for various necessities. Someone could have at least warned us how easily we [...]

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Quote massaging is a system used in the UK whereby anyone who is seeking to reduce car insurance rates can change one’s job description in order to reduce the cost of insurance.
While this system is not available in the US, it is widely used among the top five UK insurance comparison sites online. Among [...]

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A licensed insurance agent can be a valuable resource. You would visit a travel agent to discuss destinations, rates, and obtain the latest updates only a travel agent could provide; a licensed insurance agent works in a similar way.
Let’s assume you need a specific type of insurance. An insurance agent can search for [...]

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We are all looking to find ways to increase savings during this economic recession. Reducing the cost of your home insurance policy can help in this regard. Here are six ways you can lower the costs.
1. Stay with the same insurer. You can take advantage of discounts offered by your insurer [...]

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Maybe you’ve carefully crafted a budget that accounts for every penny that comes in each month. Or maybe a budget seems like a waste of time to you. Either way, impulse buying can have a negative effect on your financial picture.
There’s nothing wrong with buying something we want every now and then if we have [...]

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