The Money Saving Fifty (50)

Having a baby is a blessed event, but it also leaves a mother-to-be with a lot of things to think about. She needs to outfit the nursery, buy baby clothes and diapers, pick out a name and much more. And if she is employed, she needs to consider how to handle maternity leave.
As in most [...]

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Unless we’re independently wealthy, most of us face financial troubles at some point in our lives. Sometimes we incur unexpected expenses, such as car repairs or medical bills. Sometimes our income drops due to health problems or job loss. This often results in trouble paying the bills.
Often, those who are having problems meeting financial obligations [...]

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Some view putting money into stocks, bonds and other investments as nothing more than gambling. Others see it as a smart strategy for making your money work for you. Who’s right? It depends on how you go about it.
It’s no secret that practically all investments carry some degree of risk. Stocks can lose value, or [...]

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Our credit scores play a big role in determining the results when we apply for a credit card or loan. A good credit score can help us get the credit we need at the best possible rate. A poor credit score could result in a higher interest rate or denial of credit. It is in [...]

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Death is not a popular subject, especially when the death we’re referring to is our own. Even though it may not be pleasant, we need to plan ahead of time for what will happen when we pass on. Purchasing life insurance to pay for final expenses and leave the family with some money is a [...]

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Having your identity stolen is no picnic. It can cause serious damage to your credit, and possibly even your criminal record. Identity theft victims spend a lot of time and money trying to clear their names, and all too often they are unsuccessful.
We’ve all heard the expression, “An ounce of prevention is worth a pound [...]

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Do you ever feel like the money you earn is just passing through on its way to someone else? A lot of us do. All too often we spend money as quickly as we get it. Some of that money goes toward necessities such as food and shelter, but a goodly portion of it often [...]

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Few of us are completely without debt. But if you use debt responsibly, it’s not necessarily a bad thing. Unfortunately, it’s too easy to let our debts spiral out of control.
Sometimes we end up in debt over our heads through no fault of our own. We may have a good handle on our finances until [...]

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Coming up with the money to pay for college is no easy task. Saving up over the years starting when your child is young makes things easier. But when you have retirement savings and everyday expenses to think about, it may be difficult to find room in the budget to save as much as you’d [...]

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Stress of any kind can take a toll on our lives and health. But financial stress is particularly bothersome. While cutting corners never hurt anyone, juggling bills and doing without necessities is bad for both our physical and mental health.
Excessive stress can contribute to a number of health problems, including depression, anxiety and insomnia. If [...]

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