The Money Saving Fifty (50)

It’s about time that pharmacies have joined the coupon bandwagon. For years, grocery stores have offered cents off coupons to attract customers. They buy a particular item, use a coupon, and the customer saves a little bit of money. The grocery store then turns those in and is reimbursed. It’s actually a win-win situation that [...]

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Savings should be a part of everyone’s financial plans. We all need some money put back for a rainy day. Saving for our children’s college education is also important. And having a retirement fund is a must.
Putting our savings under a mattress isn’t a very good strategy. Not only could it be stolen or burned [...]

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When it comes to finances, few things are as unnerving as losing a credit card or having it stolen. By the time you realize it’s gone, someone could be living the good life and charging it to you. But by taking action quickly, you can avoid most, if not all, liability for unauthorized charges.
When their [...]

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Being frugal has lots of benefits. It can help us save up money for emergencies and retirement. When we lose a source of income, it can help us survive until it is replaced. And it allows us to get more for our money. The biggest drawback is that sometimes it’s not very much fun.
Even though [...]

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We’ve all heard the expression “pinching pennies.” Perhaps we’ve even laughed at it. But as insignificant as pennies may seem, a penny here and a penny there adds up. If you save up enough pennies, before long you’ll be counting your money in dollars.
Whether you’re facing a drop in income or trying to save up [...]

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No matter who you are, an emergency of some kind will affect you at some point in your life. Unfortunately, few people are prepared when disaster strikes. And that’s especially true when it comes to financial emergencies.
Financial emergencies come in all shapes and sizes. Job loss is a big (and increasingly common) one, as is [...]

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Credit card companies are eager to hand out their cards. But they won’t give them to just anyone. If you have a poor credit history, or if you have never had any credit in your name, chances are you’ll be left out in the cold when it comes to regular credit cards.
But those with credit [...]

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When our financial picture is good, we often do not worry about saving money. But when things take a turn for the worse, we realize the error of our ways. Had we found ways to spend less and save more, we might not have to worry so much.
When faced with reduced income and/or rising prices, [...]

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